{"id":50777,"date":"2021-08-24T15:54:42","date_gmt":"2021-08-24T15:54:42","guid":{"rendered":"https:\/\/www.dmsjuridica.com\/buscador_20179478954\/indice_tematico_corte\/2021\/08\/24\/contrato-de-seguros\/"},"modified":"2025-07-14T16:48:24","modified_gmt":"2025-07-14T21:48:24","slug":"contrato-de-seguros","status":"publish","type":"post","link":"https:\/\/www.dmsjuridica.com\/buscador_20179478954\/indice_tematico_corte\/2021\/08\/24\/contrato-de-seguros\/","title":{"rendered":"CONTRATO DE SEGUROS"},"content":{"rendered":"\n<p><strong>CONTRATO DE SEGUROS<\/strong>\u00a0&#8211; Definici\u00f3n, Naturaleza y caracter\u00edsticas, Autonom\u00eda de la voluntad y buena fe calificada, Cargas de las partes, Elementos esenciales &#8211;\u00a0<a href=\"https:\/\/dmsjuridica.com\/JURISPRUDENCIA\/CORTE_CONSTITUCIONAL\/docs\/2024\/INDICE_TEMATICO\/T-025-24.htm\">T-025-24<\/a>,\u00a0<a href=\"https:\/\/dmsjuridica.com\/JURISPRUDENCIA\/CORTE_CONSTITUCIONAL\/docs\/2024\/INDICE_TEMATICO\/T-025-24.htm\">T-025-24<\/a>,\u00a0<a href=\"https:\/\/dmsjuridica.com\/JURISPRUDENCIA\/CORTE_CONSTITUCIONAL\/docs\/2024\/INDICE_TEMATICO\/T-025-24.htm\">T-025-24<\/a>,\u00a0<a href=\"https:\/\/dmsjuridica.com\/JURISPRUDENCIA\/CORTE_CONSTITUCIONAL\/docs\/2024\/INDICE_TEMATICO\/T-025-24.htm\">T-025-24<\/a>,\u00a0<a href=\"https:\/\/dmsjuridica.com\/JURISPRUDENCIA\/CORTE_CONSTITUCIONAL\/docs\/2024\/INDICE_TEMATICO\/T-025-24.htm\">T-025-24<\/a><\/p>\n\n\n<p class=\"MsoNormal\" style=\"line-height: 22px; font-size: 11pt; font-family: Calibri, sans-serif; color: rgb(0, 0, 0); font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; margin-left: 0cm; margin-right: 0cm; margin-top: 0cm; margin-bottom: 0.0001pt\"> CONTRATO DE SEGUROS-Naturaleza y  caracter\u00edsticas-\u00a0<a style=\"color: blue; text-decoration: underline\" href=\"https:\/\/www.dmsjuridica.com\/JURISPRUDENCIA\/CORTE_CONSTITUCIONAL\/docs\/2019\/T-094-19.html\">T-094-19<\/a><\/p>\n<p class=\"MsoNormal\" style=\"line-height: 22px; font-size: 11pt; font-family: Calibri, sans-serif; color: rgb(0, 0, 0); font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; margin-left: 0cm; margin-right: 0cm; margin-top: 0cm; margin-bottom: 0.0001pt\"> CONTRATO DE SEGUROS-Omisi\u00f3n en  la informaci\u00f3n oportuna, clara y completa en la p\u00f3liza de seguro constituye una  pr\u00e1ctica abusiva de las entidades financieras y vulnera derechos fundamentales  &#8211;\u00a0<a style=\"color: blue; text-decoration: underline\" href=\"https:\/\/www.dmsjuridica.com\/JURISPRUDENCIA\/CORTE_CONSTITUCIONAL\/docs\/2019\/T-027-19.html\">T-027-19<\/a><\/p>\n<p align=\"justify\" style=\"color: rgb(0, 0, 0); font-family: Arial; font-size: small; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;\"> <font face=\"Verdana\" size=\"2\">CONTRATO DE SEGUROS &#8211; Acceso efectivo, oportuno y  claro a la informaci\u00f3n consignada en los contratos de seguros.\u00a0<a href=\"https:\/\/www.dmsjuridica.com\/JURISPRUDENCIA\/CORTE_CONSTITUCIONAL\/docs\/2013\/T-136-13.html\">T-136\/13<\/a>.<\/font><\/p>\n<p align=\"justify\" style=\"color: rgb(0, 0, 0); font-family: Arial; font-size: small; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;\"> <font face=\"Verdana\" size=\"2\">CONTRATO DE SEGUROS-Autonom\u00eda de la voluntad y  buena fe calificada.\u00a0<a href=\"https:\/\/www.dmsjuridica.com\/JURISPRUDENCIA\/CORTE_CONSTITUCIONAL\/docs\/2012\/T-751-12.html\">T-751\/12<\/a><\/font><\/p>\n<p align=\"justify\" style=\"color: rgb(0, 0, 0); font-family: Arial; font-size: small; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;\"> <font face=\"Verdana\" size=\"2\">CONTRATO DE SEGUROS-Car\u00e1cter bilateral y oneroso.\u00a0<a href=\"https:\/\/www.dmsjuridica.com\/JURISPRUDENCIA\/CORTE_CONSTITUCIONAL\/docs\/2003\/C-940-03.html\">C-940\/03<\/a><\/font><\/p>\n<p align=\"justify\" style=\"color: rgb(0, 0, 0); font-family: Arial; font-size: small; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;\"> <font face=\"Verdana\" size=\"2\">CONTRATO DE SEGUROS &#8211; Caracter\u00edsticas.\u00a0<a href=\"https:\/\/www.dmsjuridica.com\/JURISPRUDENCIA\/CORTE_CONSTITUCIONAL\/docs\/2006\/T-152-06.html\">T-152\/06<\/a>,\u00a0<a href=\"https:\/\/www.dmsjuridica.com\/JURISPRUDENCIA\/CORTE_CONSTITUCIONAL\/docs\/2010\/T-158-10.html\">T-158\/10<\/a>,\u00a0<a href=\"https:\/\/www.dmsjuridica.com\/JURISPRUDENCIA\/CORTE_CONSTITUCIONAL\/docs\/2013\/T-268-13.html\">T-268\/13<\/a>.<\/font><\/p>\n<p align=\"justify\" style=\"color: rgb(0, 0, 0); font-family: Arial; font-size: small; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;\"> <font face=\"Verdana\" size=\"2\">CONTRATO DE SEGUROS-Caso en que el demandante se  encuentra en estado de indefensi\u00f3n ostensible.\u00a0<a href=\"https:\/\/www.dmsjuridica.com\/JURISPRUDENCIA\/CORTE_CONSTITUCIONAL\/docs\/2009\/T-490-09.html\">T-490\/09<\/a><\/font><\/p>\n<p align=\"justify\" style=\"color: rgb(0, 0, 0); font-family: Arial; font-size: small; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;\"> <font face=\"Verdana\" size=\"2\">CONTRATO DE SEGUROS-Clases.\u00a0<a href=\"https:\/\/www.dmsjuridica.com\/JURISPRUDENCIA\/CORTE_CONSTITUCIONAL\/docs\/2008\/C-388-08.html\">C-388\/08<\/a><\/font><\/p>\n<p align=\"justify\" style=\"color: rgb(0, 0, 0); font-family: Arial; font-size: small; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;\"> <font face=\"Verdana\" size=\"2\">CONTRATO DE SEGUROS-Concepto.\u00a0<a href=\"https:\/\/www.dmsjuridica.com\/JURISPRUDENCIA\/CORTE_CONSTITUCIONAL\/docs\/2009\/C-409-09.html\">C-409\/09<\/a><\/font><\/p>\n<p align=\"justify\" style=\"color: rgb(0, 0, 0); font-family: Arial; font-size: small; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;\"> <font face=\"Verdana\" size=\"2\">CONTRATO DE SEGUROS &#8211; Condiciones.\u00a0<a href=\"https:\/\/www.dmsjuridica.com\/JURISPRUDENCIA\/CORTE_CONSTITUCIONAL\/docs\/2012\/T-015-12.html\">T-015\/12<\/a>,\u00a0<a href=\"https:\/\/www.dmsjuridica.com\/JURISPRUDENCIA\/CORTE_CONSTITUCIONAL\/docs\/2013\/T-902-13.html\">T-902\/13<\/a>.<\/font><\/p>\n<p align=\"justify\" style=\"color: rgb(0, 0, 0); font-family: Arial; font-size: small; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;\"> <font face=\"Verdana\" size=\"2\">CONTRATO DE SEGUROS-Condiciones generales y  particulares.\u00a0<a href=\"https:\/\/www.dmsjuridica.com\/JURISPRUDENCIA\/CORTE_CONSTITUCIONAL\/docs\/2012\/T-751-12.html\">T-751\/12<\/a><\/font><\/p>\n<p align=\"justify\" style=\"color: rgb(0, 0, 0); font-family: Arial; font-size: small; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;\"> <font face=\"Verdana\" size=\"2\">CONTRATO DE SEGUROS-Corresponde en la pr\u00e1ctica a  contrato de adhesi\u00f3n.\u00a0<a href=\"https:\/\/www.dmsjuridica.com\/JURISPRUDENCIA\/CORTE_CONSTITUCIONAL\/docs\/2006\/T-271-06.html\">T-271\/06<\/a><\/font><\/p>\n<p align=\"justify\" style=\"color: rgb(0, 0, 0); font-family: Arial; font-size: small; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;\"> <font face=\"Verdana\" size=\"2\">CONTRATO DE SEGUROS &#8211; Definici\u00f3n acogida por la  Corte Constitucional.\u00a0<a href=\"https:\/\/www.dmsjuridica.com\/JURISPRUDENCIA\/CORTE_CONSTITUCIONAL\/docs\/2003\/C-940-03.html\">C-940\/03<\/a>,\u00a0<a href=\"https:\/\/www.dmsjuridica.com\/JURISPRUDENCIA\/CORTE_CONSTITUCIONAL\/docs\/2006\/T-152-06.html\">T-152\/06<\/a>,\u00a0<a href=\"https:\/\/www.dmsjuridica.com\/JURISPRUDENCIA\/CORTE_CONSTITUCIONAL\/docs\/2010\/T-158-10.html\">T-158\/10<\/a>,\u00a0<a href=\"https:\/\/www.dmsjuridica.com\/JURISPRUDENCIA\/CORTE_CONSTITUCIONAL\/docs\/2011\/T-751-11.html\">T-751\/11<\/a>,\u00a0<a href=\"https:\/\/www.dmsjuridica.com\/JURISPRUDENCIA\/CORTE_CONSTITUCIONAL\/docs\/2013\/T-557-13.html\">T-557\/13<\/a>.<\/font><\/p>\n<p align=\"justify\" style=\"color: rgb(0, 0, 0); font-family: Arial; font-size: small; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;\"> <font face=\"Verdana\" size=\"2\">CONTRATO DE SEGUROS &#8211; Elementos esenciales.\u00a0<a href=\"https:\/\/www.dmsjuridica.com\/JURISPRUDENCIA\/CORTE_CONSTITUCIONAL\/docs\/1999\/C-269-99.html\">C-269\/99<\/a>,\u00a0<a href=\"https:\/\/www.dmsjuridica.com\/JURISPRUDENCIA\/CORTE_CONSTITUCIONAL\/docs\/2003\/C-940-03.html\">C-940\/03<\/a>,\u00a0<a href=\"https:\/\/www.dmsjuridica.com\/JURISPRUDENCIA\/CORTE_CONSTITUCIONAL\/docs\/2010\/T-158-10.html\">T-158\/10<\/a>,\u00a0<a href=\"https:\/\/www.dmsjuridica.com\/JURISPRUDENCIA\/CORTE_CONSTITUCIONAL\/docs\/2010\/C-432-10.html\">C-432\/10<\/a>,\u00a0<a href=\"https:\/\/www.dmsjuridica.com\/JURISPRUDENCIA\/CORTE_CONSTITUCIONAL\/docs\/2011\/T-751-11.html\">T-751\/11<\/a>,\u00a0<a href=\"https:\/\/www.dmsjuridica.com\/JURISPRUDENCIA\/CORTE_CONSTITUCIONAL\/docs\/2013\/T-136-13.html\">T-136\/13<\/a>.<\/font><\/p>\n<p align=\"justify\" style=\"color: rgb(0, 0, 0); font-family: Arial; font-size: small; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;\"> <font face=\"Verdana\" size=\"2\">CONTRATO DE SEGUROS-Es un contrato de adhesi\u00f3n.\u00a0<a href=\"https:\/\/www.dmsjuridica.com\/JURISPRUDENCIA\/CORTE_CONSTITUCIONAL\/docs\/2006\/T-152-06.html\">T-152\/06<\/a><\/font><\/p>\n<p align=\"justify\" style=\"color: rgb(0, 0, 0); font-family: Arial; font-size: small; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;\"> <font face=\"Verdana\" size=\"2\">CONTRATO DE SEGUROS-Establecimiento legislativo  causales de nulidad.\u00a0<a href=\"https:\/\/www.dmsjuridica.com\/JURISPRUDENCIA\/CORTE_CONSTITUCIONAL\/docs\/1997\/C-232-97.html\">C-232\/97<\/a><\/font><\/p>\n<p align=\"justify\" style=\"color: rgb(0, 0, 0); font-family: Arial; font-size: small; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;\"> <font face=\"Verdana\" size=\"2\">CONTRATO DE SEGUROS-Examen de normas desde  perspectiva constitucional .\u00a0<a href=\"https:\/\/www.dmsjuridica.com\/JURISPRUDENCIA\/CORTE_CONSTITUCIONAL\/docs\/1997\/C-232-97.html\">C-232\/97<\/a><\/font><\/p>\n<p align=\"justify\" style=\"color: rgb(0, 0, 0); font-family: Arial; font-size: small; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;\"> <font face=\"Verdana\" size=\"2\">CONTRATO DE SEGUROS-Funci\u00f3n de corredores.\u00a0<a href=\"https:\/\/www.dmsjuridica.com\/JURISPRUDENCIA\/CORTE_CONSTITUCIONAL\/docs\/2000\/C-384-00.html\">C-384\/00<\/a><\/font><\/p>\n<p align=\"justify\" style=\"color: rgb(0, 0, 0); font-family: Arial; font-size: small; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;\"> <font face=\"Verdana\" size=\"2\">CONTRATO DE SEGUROS-Incumplimiento.\u00a0<a href=\"https:\/\/www.dmsjuridica.com\/JURISPRUDENCIA\/CORTE_CONSTITUCIONAL\/docs\/1994\/T-231-94.html\">T-231\/94<\/a><\/font><\/p>\n<p align=\"justify\" style=\"color: rgb(0, 0, 0); font-family: Arial; font-size: small; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;\"> <font face=\"Verdana\" size=\"2\">CONTRATO DE SEGUROS-Ineficacia.\u00a0<a href=\"https:\/\/www.dmsjuridica.com\/JURISPRUDENCIA\/CORTE_CONSTITUCIONAL\/docs\/1993\/C-542-93.html\">C-542\/93<\/a><\/font><\/p>\n<p align=\"justify\" style=\"color: rgb(0, 0, 0); font-family: Arial; font-size: small; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;\"> <font face=\"Verdana\" size=\"2\">CONTRATO DE SEGUROS-Inexactitud sin culpa del  tomador de aspectos estado de riesgo.\u00a0<a href=\"https:\/\/www.dmsjuridica.com\/JURISPRUDENCIA\/CORTE_CONSTITUCIONAL\/docs\/1997\/C-232-97.html\">C-232\/97<\/a><\/font><\/p>\n<p align=\"justify\" style=\"color: rgb(0, 0, 0); font-family: Arial; font-size: small; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;\"> <font face=\"Verdana\" size=\"2\">CONTRATO DE SEGUROS-Infidelidad del tomador y  renovaci\u00f3n equilibrio contractual.\u00a0<a href=\"https:\/\/www.dmsjuridica.com\/JURISPRUDENCIA\/CORTE_CONSTITUCIONAL\/docs\/1997\/C-232-97.html\">C-232\/97<\/a><\/font><\/p>\n<p align=\"justify\" style=\"color: rgb(0, 0, 0); font-family: Arial; font-size: small; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;\"> <font face=\"Verdana\" size=\"2\">CONTRATO DE SEGUROS-Inspecci\u00f3n del riesgo.\u00a0<a href=\"https:\/\/www.dmsjuridica.com\/JURISPRUDENCIA\/CORTE_CONSTITUCIONAL\/docs\/1997\/C-232-97.html\">C-232\/97<\/a>,<a href=\"https:\/\/www.dmsjuridica.com\/JURISPRUDENCIA\/CORTE_CONSTITUCIONAL\/docs\/2000\/,C-384-00.html\">,C-384\/00<\/a><\/font><\/p>\n<p align=\"justify\" style=\"color: rgb(0, 0, 0); font-family: Arial; font-size: small; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;\"> <font face=\"Verdana\" size=\"2\">CONTRATO DE SEGUROS-Naturaleza.\u00a0<a href=\"https:\/\/www.dmsjuridica.com\/JURISPRUDENCIA\/CORTE_CONSTITUCIONAL\/docs\/2013\/T-309A-13.html\">T-309A\/13<\/a><\/font><\/p>\n<p align=\"justify\" style=\"color: rgb(0, 0, 0); font-family: Arial; font-size: small; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;\"> <font face=\"Verdana\" size=\"2\">CONTRATO DE SEGUROS-Naturaleza y caracter\u00edsticas.\u00a0<a href=\"https:\/\/www.dmsjuridica.com\/JURISPRUDENCIA\/CORTE_CONSTITUCIONAL\/docs\/2012\/T-751-12.html\">T-751\/12<\/a><\/font><\/p>\n<p align=\"justify\" style=\"color: rgb(0, 0, 0); font-family: Arial; font-size: small; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;\"> <font face=\"Verdana\" size=\"2\">CONTRATO DE SEGUROS-No existe relaci\u00f3n de  subordinaci\u00f3n entre asegurado y compa\u00f1\u00eda aseguradora.\u00a0<a href=\"https:\/\/www.dmsjuridica.com\/JURISPRUDENCIA\/CORTE_CONSTITUCIONAL\/docs\/2006\/T-152-06.html\">T-152\/06<\/a><\/font><\/p>\n<p align=\"justify\" style=\"color: rgb(0, 0, 0); font-family: Arial; font-size: small; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;\"> <font face=\"Verdana\" size=\"2\">CONTRATO DE SEGUROS-Obligaci\u00f3n para el asegurador  de pagar oportunamente la indemnizaci\u00f3n.\u00a0<a href=\"https:\/\/www.dmsjuridica.com\/JURISPRUDENCIA\/CORTE_CONSTITUCIONAL\/docs\/2003\/C-735-03.html\">C-735\/03<\/a><\/font><\/p>\n<p align=\"justify\" style=\"color: rgb(0, 0, 0); font-family: Arial; font-size: small; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;\"> <font face=\"Verdana\" size=\"2\">CONTRATO DE SEGUROS &#8211; Omisi\u00f3n en la informaci\u00f3n  oportuna, clara y completa de la p\u00f3liza de seguro constituye una pr\u00e1ctica  abusiva de las entidades financieras y vulnera derechos fundamentales.\u00a0<a href=\"https:\/\/www.dmsjuridica.com\/JURISPRUDENCIA\/CORTE_CONSTITUCIONAL\/docs\/2013\/T-136-13.html\">T-136\/13<\/a>.<\/font><\/p>\n<p align=\"justify\" style=\"color: rgb(0, 0, 0); font-family: Arial; font-size: small; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;\"> <font face=\"Verdana\" size=\"2\">CONTRATO DE SEGUROS-Partes deben tener acceso  equitativo a informaci\u00f3n relevante sobre alcance del riesgo asegurado y  cobertura real del contrato.\u00a0<a href=\"https:\/\/www.dmsjuridica.com\/JURISPRUDENCIA\/CORTE_CONSTITUCIONAL\/docs\/2012\/T-751-12.html\">T-751\/12<\/a><\/font><\/p>\n<p align=\"justify\" style=\"color: rgb(0, 0, 0); font-family: Arial; font-size: small; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;\"> <font face=\"Verdana\" size=\"2\">CONTRATO DE SEGUROS-Partes o intervinientes.\u00a0<a href=\"https:\/\/www.dmsjuridica.com\/JURISPRUDENCIA\/CORTE_CONSTITUCIONAL\/docs\/1999\/C-269-99.html\">C-269\/99<\/a><\/font><\/p>\n<p align=\"justify\" style=\"color: rgb(0, 0, 0); font-family: Arial; font-size: small; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;\"> <font face=\"Verdana\" size=\"2\">CONTRATO DE SEGUROS-Perspectiva constitucional.\u00a0<a href=\"https:\/\/www.dmsjuridica.com\/JURISPRUDENCIA\/CORTE_CONSTITUCIONAL\/docs\/2012\/T-751-12.html\">T-751\/12<\/a><\/font><\/p>\n<p align=\"justify\" style=\"color: rgb(0, 0, 0); font-family: Arial; font-size: small; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;\"> <font face=\"Verdana\" size=\"2\">CONTRATO DE SEGUROS-Posici\u00f3n dominante de la  compa\u00f1\u00eda aseguradora elude la responsabilidad contractual.\u00a0<a href=\"https:\/\/www.dmsjuridica.com\/JURISPRUDENCIA\/CORTE_CONSTITUCIONAL\/docs\/2006\/T-271-06.html\">T-271\/06<\/a><\/font><\/p>\n<p align=\"justify\" style=\"color: rgb(0, 0, 0); font-family: Arial; font-size: small; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;\"> <font face=\"Verdana\" size=\"2\">CONTRATO DE SEGUROS-Preexistencias no planteadas  cuando entidad aseguradora no efect\u00faa examen m\u00e9dico al momento de suscripci\u00f3n.\u00a0<a href=\"https:\/\/www.dmsjuridica.com\/JURISPRUDENCIA\/CORTE_CONSTITUCIONAL\/docs\/2012\/T-751-12.html\">T-751\/12<\/a><\/font><\/p>\n<p align=\"justify\" style=\"color: rgb(0, 0, 0); font-family: Arial; font-size: small; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;\"> <font face=\"Verdana\" size=\"2\">CONTRATO DE SEGUROS-Prescripci\u00f3n.\u00a0<a href=\"https:\/\/www.dmsjuridica.com\/JURISPRUDENCIA\/CORTE_CONSTITUCIONAL\/docs\/2013\/T-309A-13.html\">T-309A\/13<\/a>,\u00a0<a href=\"https:\/\/www.dmsjuridica.com\/JURISPRUDENCIA\/CORTE_CONSTITUCIONAL\/docs\/2013\/T-662-13.html\">T-662\/13<\/a><\/font><\/p>\n<p align=\"justify\" style=\"color: rgb(0, 0, 0); font-family: Arial; font-size: small; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;\"> <font face=\"Verdana\" size=\"2\">CONTRATO DE SEGUROS-Producci\u00f3n masiva.\u00a0<a href=\"https:\/\/www.dmsjuridica.com\/JURISPRUDENCIA\/CORTE_CONSTITUCIONAL\/docs\/1997\/C-232-97.html\">C-232\/97<\/a><\/font><\/p>\n<p align=\"justify\" style=\"color: rgb(0, 0, 0); font-family: Arial; font-size: small; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;\"> <font face=\"Verdana\" size=\"2\">CONTRATO DE SEGUROS-Reducci\u00f3n proporcional de  prestaci\u00f3n asegurada.\u00a0<a href=\"https:\/\/www.dmsjuridica.com\/JURISPRUDENCIA\/CORTE_CONSTITUCIONAL\/docs\/1997\/C-232-97.html\">C-232\/97<\/a><\/font><\/p>\n<p align=\"justify\" style=\"color: rgb(0, 0, 0); font-family: Arial; font-size: small; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;\"> <font face=\"Verdana\" size=\"2\">CONTRATO DE SEGUROS-Separaci\u00f3n ley comercial de  ley civil.\u00a0<a href=\"https:\/\/www.dmsjuridica.com\/JURISPRUDENCIA\/CORTE_CONSTITUCIONAL\/docs\/1997\/C-232-97.html\">C-232\/97<\/a><\/font><\/p>\n<p align=\"justify\" style=\"color: rgb(0, 0, 0); font-family: Arial; font-size: small; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;\"> <font face=\"Verdana\" size=\"2\">CONTRATO DE SEGUROS-Sistema sancionatorio.\u00a0<a href=\"https:\/\/www.dmsjuridica.com\/JURISPRUDENCIA\/CORTE_CONSTITUCIONAL\/docs\/1997\/C-232-97.html\">C-232\/97<\/a><\/font><\/p>\n<p align=\"justify\" style=\"color: rgb(0, 0, 0); font-family: Arial; font-size: small; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;\"> <font face=\"Verdana\" size=\"2\">CONTRATO DE SEGUROS-Terminaci\u00f3n autom\u00e1tica.\u00a0<a href=\"https:\/\/www.dmsjuridica.com\/JURISPRUDENCIA\/CORTE_CONSTITUCIONAL\/docs\/1999\/C-269-99.html\">C-269\/99<\/a><\/font><\/p>\n<p align=\"justify\" style=\"color: rgb(0, 0, 0); font-family: Arial; font-size: small; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;\"> <font face=\"Verdana\" size=\"2\">CONTRATO DE SEGUROS-Terminaci\u00f3n autom\u00e1tica por  mora en el pago de la prima.\u00a0<a href=\"https:\/\/www.dmsjuridica.com\/JURISPRUDENCIA\/CORTE_CONSTITUCIONAL\/docs\/1999\/C-269-99.html\">C-269\/99<\/a><\/font><\/p>\n<p align=\"justify\" style=\"color: rgb(0, 0, 0); font-family: Arial; font-size: small; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;\"> <font face=\"Verdana\" size=\"2\">CONTRATO DE SEGUROS-Tratamiento desigual para  beneficiarios.\u00a0<a href=\"https:\/\/www.dmsjuridica.com\/JURISPRUDENCIA\/CORTE_CONSTITUCIONAL\/docs\/2003\/C-250-03.html\">C-250\/03<\/a><\/font><\/p>\n<p align=\"justify\" style=\"color: rgb(0, 0, 0); font-family: Arial; font-size: small; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;\"> <font face=\"Verdana\" size=\"2\">CONTRATO DE SEGUROS-Ub\u00e9rrima buena fe.\u00a0<a href=\"https:\/\/www.dmsjuridica.com\/JURISPRUDENCIA\/CORTE_CONSTITUCIONAL\/docs\/1997\/C-232-97.html\">C-232\/97<\/a><\/font><\/p>","protected":false},"excerpt":{"rendered":"<p>CONTRATO DE SEGUROS\u00a0&#8211; Definici\u00f3n, Naturaleza y caracter\u00edsticas, Autonom\u00eda de la voluntad y buena fe calificada, Cargas de las partes, Elementos esenciales &#8211;\u00a0T-025-24,\u00a0T-025-24,\u00a0T-025-24,\u00a0T-025-24,\u00a0T-025-24 CONTRATO DE SEGUROS-Naturaleza y caracter\u00edsticas-\u00a0T-094-19 CONTRATO DE SEGUROS-Omisi\u00f3n en la informaci\u00f3n oportuna, clara y completa en la p\u00f3liza de seguro constituye una pr\u00e1ctica abusiva de las entidades financieras y vulnera derechos fundamentales &#8211;\u00a0T-027-19 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[],"class_list":["post-50777","post","type-post","status-publish","format-standard","hentry","category-c"],"_links":{"self":[{"href":"https:\/\/www.dmsjuridica.com\/buscador_20179478954\/indice_tematico_corte\/wp-json\/wp\/v2\/posts\/50777","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.dmsjuridica.com\/buscador_20179478954\/indice_tematico_corte\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.dmsjuridica.com\/buscador_20179478954\/indice_tematico_corte\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.dmsjuridica.com\/buscador_20179478954\/indice_tematico_corte\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.dmsjuridica.com\/buscador_20179478954\/indice_tematico_corte\/wp-json\/wp\/v2\/comments?post=50777"}],"version-history":[{"count":1,"href":"https:\/\/www.dmsjuridica.com\/buscador_20179478954\/indice_tematico_corte\/wp-json\/wp\/v2\/posts\/50777\/revisions"}],"predecessor-version":[{"id":82049,"href":"https:\/\/www.dmsjuridica.com\/buscador_20179478954\/indice_tematico_corte\/wp-json\/wp\/v2\/posts\/50777\/revisions\/82049"}],"wp:attachment":[{"href":"https:\/\/www.dmsjuridica.com\/buscador_20179478954\/indice_tematico_corte\/wp-json\/wp\/v2\/media?parent=50777"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.dmsjuridica.com\/buscador_20179478954\/indice_tematico_corte\/wp-json\/wp\/v2\/categories?post=50777"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.dmsjuridica.com\/buscador_20179478954\/indice_tematico_corte\/wp-json\/wp\/v2\/tags?post=50777"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}